Insurance cards your spouse can't find
For each policy, file the company, what it covers, and where the card is. A photo of the front helps. The full account number is not required to start.
Quick test: if a pipe burst tonight, could your spouse find the home insurance card in under two minutes?
Insurance cards live in wallets, glove boxes, and old emails, and the person who needs one is rarely the person who last saw it. For each policy, file three facts:
1. The company. 2. What it covers. 3. Where the card or declarations page is.
A photo of the front of the card helps. The full account number isn't needed to know who to call.
Don't forget life insurance. It sends no monthly card, so it gets forgotten. If a policy exists, name the company and the beneficiary. Not sure? Write "Not sure, check the desk." That's still a lead.
Health coverage through work? Note the employer's name. A benefits office can locate the member; a spouse armed with a first name and a guess can't.
Home and auto matter most the week of a wreck or a flood, which is exactly when nobody wants to hunt. Start with one card. The next can wait.